Legal Notice
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www.verspierencreditfinance.com.
Copyright © 2022 Verspieren Credit & Finance
Identification
Data Controller and Website Publisher: Verspieren Credit & Finance, a simplified joint-stock company engaged in insurance brokerage
Headquarters: 1 Avenue François-Mitterrand – CS 30200 – 59446 Wasquehal
SIREN No. 327 139 192 – Lille Métropole Commercial Register
ORIAS Registration Number: 07 001 449 –www.orias.fr
Verspieren Credit & Finance operates under the supervision of the ACPR, 4 Place de Budapest – CS 92459 – 75436 PARIS CEDEX 09
Design, production, and development: Verspieren Marketing and Communications Department
Hosting: OVHCloud – 2 rue Kellermann – 59100 Roubaix – France
Publisher: Katell Hervé
Photo credit: iStock.
Personal Data Protection
Verspieren Credit & Finance is committed to ensuring the protection of the personal data it processes. We are bound by our Privacy Policy, which you can view here.
Cookies
1/ What is a cookie?
Cookies are small data files that, depending on the settings you have chosen in your browser, may be temporarily stored in memory or in a dedicated area of your device’s hard drive when you visit a website.
Subject to obtaining your consent when required by applicable data protection regulations, the site uses cookies and trackers to improve the site’s usability and functionality and to better understand how you use the tools and services offered on the site. The use of cookies and trackers enhances your browsing experience and allows us to track your activity on the site more accurately.
2/ What types of cookies does the Verspieren Credit & Finance website use?
A – Cookies that make it easier to navigate the site
Some cookies are used to make it easier to navigate the site. These cookies allow us to detect and save certain user settings—such as whether JavaScript is enabled—to ensure you have the best possible experience on the site.
B – Visitor Statistics Cookies
These cookies enable Verspieren Credit & Finance to compile statistics on website traffic and to understand how users interact with the site (most-visited pages, navigation paths, visitor sources, etc.). This data is used to improve your experience on the site, particularly in terms of ease of navigation and access to information.
To this end, Verspieren Credit & Finance uses Matomo Analytics, a website analytics service provided by Matomo.org. Matomo uses cookies to help the website analyze how users use the site. Matomo will use this information to evaluate your use of the website, compile reports on website activity, and provide other services related to website activity and Internet usage to Verspieren Credit & Finance.
You can opt out of cookies by selecting the appropriate settings in your browser. Please note, however, that disabling cookies may prevent you from using certain features of this website. By using this website, you expressly consent to the processing of your personal data by Google under the terms and for the purposes described above. More information
C – Cookies Related to Videos
YouTube cookies enable users to view videos shared from the YouTube platform on the Verspieren Credit & Finance website. When viewing these videos, users receive YouTube cookies. Verspieren Credit & Finance has no control over the storage of these cookies or access to them. Visit the official website for more information. If you choose to disable them, you will no longer be able to view the videos on the website.
3/ How long do cookies remain stored?
In accordance with the CNIL’s recommendations, cookies are stored for a maximum of 13 months. At the end of this period, you will be asked to give your consent again when the information banner appears.
4/ How do I configure cookies?
You can configure your web browser (Internet Explorer™, Google Chrome™, Firefox™, Safari™, etc.) at any time to allow, restrict, or block cookies. Please note: This setting may affect your browsing experience on the Internet and on this website, as well as your ability to view or access certain online services that require the use of cookies.
Each browser has different settings for managing cookies. You should therefore consult your browser’s help section:
Privacy
The information you provide to us is never shared with third parties.
As an exception, certain information may be shared among entities within the Verspieren Group and with certain service providers, who are themselves strictly prohibited from sharing such data.
Intellectual Property
All content of any kind on this website is the exclusive property of Verspieren Credit & Finance or the service providers designated by the company, and is protected by French and/or international copyright laws. Reproduction of all or part of this website on any medium whatsoever (including downloadable documents and iconographic and photographic representations), as well as any use of the website’s content other than for individual and private viewing, is strictly prohibited without the express authorization of Verspieren Credit & Finance. The trademarks mentioned on this website are registered by their respective owners. Any reproduction or representation made without their prior consent constitutes infringement. As part of its online communications, Verspieren Credit & Finance grants permission to any website creator or administrator to link via a hypertext link to the homepage of its website, www.verspierencreditfinance.com, excluding any other deep links.
Site Content
The information provided on the website www.verspierencreditfinance.com is for general informational purposes only. It is in no way intended to be exhaustive. Under no circumstances does this information constitute a commercial or contractual offer, nor does it constitute legal advice or opinion. Although every effort has been made to create this website and update it regularly, errors may have crept into the information presented. Users of the site should therefore carry out all necessary verifications. Verspieren Credit & Finance reserves the right to correct or modify the content of this site at any time without prior notice.
Combating Illegal Employment
To combat undeclared work, Articles L 8222-1 et seq. of the Labor Code stipulate that the contracting party must ensure, upon entering into a contract for the provision of services valued at 5,000 euros or more, including tax—whether the principal is a client or a service provider—that the other party to the contract is in good standing with regard to both its registration (Commercial Register, Trade Register, professional association, or administrative approval) and its social security and tax filings. Failure to do so would make the contracting party an accomplice to any violations committed by the service provider and subject to joint liability for the corresponding fines. The law of August 13, 2004, stipulates that this verification obligation must be renewed every six months until the contract is fully performed (Article L 8222-1, as amended, of the Labor Code). Decree No. 2005-1334 of October 27, 2005, specifies the scope of the principal’s obligations, with the entire framework codified in Articles R 8222-1 et seq. of the Labor Code.
Claims Management
If you would like to share your concerns with us, please contact your usual representative or send a letter, specifying the case reference number, to:
Verspieren Credit & Finance 1 François Mitterrand Avenue – 59290 Wasquehal
A “complaint” refers to a statement expressing a customer’s dissatisfaction with a service provider: a request for a service or product, a request for information or clarification, or a request for advice does not constitute a complaint.
We are committed to acknowledging receipt of any complaint within ten business days and to responding to it or keeping the customer informed of the progress of the complaint’s resolution within two months of the date of receipt.
Mediation
Pursuant to Article L 156-1 of the Consumer Code, the Insurance Ombudsman has jurisdiction to intervene in any dispute that could not be resolved through a prior complaint filed directly with your broker’s office. A case may be referred to the Ombudsman through one of the following methods:
Mailing Address: La Médiation de l’Assurance – Pôle CSCA – TSA 50110 – 75441 Paris Cedex 09
Email address: le.mediateur@mediation-assurance.org
Website address: www.mediation-assurance.org